Overnight, and I was up all night, the cold came in around 4am.  Suddenly my block is filled with fallen leaves while just a few days ago I wondered how long my tree lined street would remain verdant.  Like the markets lately these leaves lingered but when they were to fall, they fell quickly.

I like to observe society and do things just a bit differently.  Instead of New Year’s Resolutions, I am making a couple resolution due by year’s end. 

1. Learn winter running. 
2. Lose those last 10-15 pounds.
3. Arrange my life so that I have those 2-3 hours daily to start and finish what I’m passionate about.

This way you hit the ground running January 1st.