at Oprah.com
You need to become a “member”. Basically sign up.
Read the first few pages, they divide people into these broad categories:
The Wealthy (Ws), the Financially Comfortable (FCs), the Paycheck to Paycheckers (PTPs), and the Further-in- debtors (FIDs). The first two have some different mindsets and skills, and the premise is that they can be learned.
Happy reading.
Free book to download from Oprah’s site. Good until the 15th.
2009 Action Plan, 227 pages with chapters on saving, spending, credit, real estate and retirement.
Update: The section on how the big financial meltdown happened is worth the download and read. The tone is very conversational – very much like her TV show, which makes for easy reading, if a tad annoying at times.
The advice is laid out in scenario format so its easy to locate sections that apply more closely to your situation. So far its all making sense and it sounds like good advice.
Suze believes that this downturn may last until 2014 which I agree with. The stock market may rebound strongly between now and then but the economy may languish for several years.